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My goals are to make your purchase or refinance transaction as smooth as possible, provide you with world class customer service and receive a 5-star review after our transaction closes. I will be available to answer all your questions and concerns in a timely fashion and communicate with you all the details of your transaction. Modern day lending takes an experienced Loan Officer that can navigate through new regulations while offering products from multiple lenders.
He enjoys the Mortgage Business because he likes to meet new people, and build lasting relationships. Lorin started in the mortgage business in Scottsdale, AZ after a successful career in Real Estate in the Midwest, moving away from the Cold and into the Heat! Fortune looked kindly on Lorin and transferred her to Southern California in 1997 with a leading non-prime lender, where her career blossomed until the industry meltdown in 2008. I wanted to send in a quick email to let you know how pleased I was with the support I got from Jeff on my recent refi. He managed a difficult lender while keeping me up to speed with the various actions he was taking and the implications resulting. All in all a very positive experience with your organization – it’s nice to work with such a professional and experienced group.
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I pride myself on providing my clients with the highest level of service, support and communication throughout the entire mortgage process to ensure as smooth a transaction as possible. Whether you are buying a new home or refinancing your existing mortgage, I will do my best to secure the most competitive rates and terms for YOUR individual scenario. I look forward to working with you and the opportunity to earn a customer for life.
Throughout his career, Phil Pizzino has made it his mission to create a business that allows customers and employees to thrive. My business model is to put my client’s needs first and build a lifelong relationship by delivering a solutions through precision, pricing, and service. I am a licensed professional in all aspects of mortgage lending, but take pride in my expertise helping self-employed borrowers that need complex loan lending solutions. Through my years of experience in real estate finance, I have built a portfolio of lifelong clients. After almost 20 years of working for the lender in the mortgage transaction I'm now working for the borrower as a licensed Mortgage Loan Originator in California, Colorado, Texas and Idaho.
) Who can qualify for a subprime mortgage loan?
Upon graduation, I professionally traded with a few different proprietary trading firms where I managed small fund trading FOREX, Options, and Stocks. In 2013, I decided to take my skills of the financial markets and apply them to originating mortgage loans. It has been a pleasure helping homeowners obtain financing for their home the last 3 years. As your loan officer, my mission is to provide you with the highest level of customer service.
A resident of Southern California since 1986, I love where I live, and I love help people in the community. Purchasing a new home or refinancing an existing mortgage, can be an intimidating decision and process. My job is to make the process as stress free and easy as possible for my clients. I have the knowledge, experience, and education that my customers find refreshing. HomePlus Mortgage allows me to offer great service, accompanied with the best rates, products, and service in the industry. I can say this with confidence, because I have worked for the other guys.
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Whether you are looking for the most competitive mortgage rates, a customized real estate experience, or simply mortgage and real estate advice, I am are here for you. I appreciate your trust in me and I look forward to serving you and helping you live your dreams. Every day at the HomePlus office, Phil and his industry-leading team help customers purchase and refinance homes. They offer the ease of paperless systems, rapid processing, dedicated Residential Mortgage Loan Originators, Realtors, and support staff who are personally invested in each customer’s success. Please contact Phil or any staff member if you have questions or want to know more about HomePlus Mortgage or HomePlus Real Estate.
I have experience with a wide variety of loan programs including Conventional, FHA, VA and Jumbo. Whether you’re looking to purchase a home or refinance, HomePlus Mortgage offers the lowest rates combined with exceptional customer service. Once we have found the loan that best meets your financial goals, I will work with you to make the loan process as easy as possible for everyone involved. We will go over all of the details of the mortgage process so you will have confidence throughout the transaction.
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Adjustable-rate mortgages, or ARMs, have interest rates that can change at periodic intervals. Typically, the rate of interest in this kind of loan would remain same initially but would change every year. It is also referred to in the financial world as the hybrid loan as the interest rate would initially stay same for five years, and change every year after that.
After graduating with a finance degree at the University of Central Florida in Orlando in 2005, I decided to move to Dallas, Texas to be closer with my mom and sister. Since then, I take great pride working in the mortgage industry and have been assisting homeowners for over 16 years. I will provide you the information you need on the rate and payment and let you decide what is best.
Furthermore, the fee for this inspection can be covered by the DPA funds. The assistance money comes from a revolving pool of funds to assure continuous funding. For a rate quote, you’ll need to complete a form with your information online. Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
If you've had a Union Plus home mortgage for a year or more, you're protected. Click the button below to complete the mortgage assistance form. Our primary mission has always been to provide the community with the tools and resources they need to make educated housing decisions. One borrower must complete a home buyer education course before closing. Our site provides links to third party sites and resources not controlled or operated by A+FCU.
With these loans, the federal government is providing insurance or a guarantee on the loan to help the lender avoid heavy losses in the event of a borrower defaulting. The Down Payment Assistance is in the form of a second mortgage loan at 0% interest and no payments for 30 years unless you sell, refinance or no longer occupy the property as your primary residence. To determine a mortgage lender’s Bankrate Score, Bankrate’s editorial team rates lenders on a scale of one to five stars based on a variety of factors relating to the lender’s products and services.
Financial Assistance for Homebuyers in Arizona
As the markets have changed over the years, I have evolved with them, moving from the wholesale side of banking to the retail side. Over the last 19 years Shane Brignac has worked in every type of home lending environment. He has helped many clients experience the joy of home ownership since 2001.
She is passionate about helping others and is committed to supporting her clients through the entire loan process. I have been in the residential lending business since 2004, and it’s a family affair. My family has been in the real estate and appraisal business for 30+ years in San Diego. I am proud to be affiliated with HomePlus Mortgage and we offer a wide range of mortgage products for purchase, investment properties, and refinance transactions. My knowledge coupled with my experience has established my foundation as a seasoned loan originator to represent you and help determine the mortgage option based on your financial goals.
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